During the Holidays & Throughout the Year As temperatures cool and daylight dwindles, electricity usage tends to increase in households across the country. This is especially true for those who love to decorate their homes from Halloween through New Year’s. Before pulling the inflatable lawn decorations and strings of tangled lights out of storage, we […]
A roof repair or replacement can be one of the largest expenses any homeowner might face, and no one can predict when and if a severe weather event, fallen tree, or mischievous squirrel will cause damage. While home insurance coverage is dependent on cause of damage, homeowners are responsible for roof maintenance and replacement due […]
Contractors should always have a signed written agreement with any subcontractor they bring onto a job. But what should that agreement cover? MMG Insurance recommends the following: WHO Identify all parties involved in the contractor/sub-contractor agreement. Specify who obtains permits. State which party is to provide required safety equipment and training. WHAT Define the scope […]
Imagine a computer virus or tech failure destroys your business’s electronic equipment and data. Or imagine a natural disaster strikes your area, crippling transportation, communication, supply chains, and the electricity grid. In either situation, would you be able to continue your business operations? Having a Business Continuity Program/Plan (BCP) in place helps ensure that your […]
With autumn in the air, it’s a great time to enjoy the great outdoors. For some of us, that means going hunting. Before you set out to bag a bird or a buck, though, make sure you are prepared. Know the Rules: All states have specific regulations pertaining to hunting. Be sure to know and […]
Garages often contain flammable liquids, gasoline-powered equipment, and electric tools and appliances, all of which can cause a fire. Unfortunately, that means garage fires are more common than you might like to think. And because garages tend to be used for storage, too, there is lots of fuel to help flames grow. In fact, garage […]
Cyber-attacks are becoming more common and complex as our online networks grow. Such attacks are usually aimed at accessing, changing, or destroying sensitive information. To keep your private data from falling into the hands of cybercriminals, it’s important to be aware of the scams they utilize. Phishing, a common type of cyber-attack, involves scammers sending […]
Summer is the season of severe thunderstorms and hurricanes, and while these large storms can be frightening and destructive, there are steps you can take to keep your family and property safe. Preparation is key to safety. Staying tuned in to the local weather is always a good idea, but don’t wait for a storm […]
Every season brings unique weather-related safety hazards, and potholes are a common hazard in the spring. Here are some tips and considerations to be mindful of while driving and walking in areas prone to ground surface damage, such as large cracks, potholes, and uneven terrain: Be careful of other drivers/pedestrians when navigating around potholes. Keep […]
Every year over 165,000 non-fatal workplace injuries occur in the construction industry. This leads to a drain on resources, reduces employee labor, and can lead to fines and other Penalties. According to the Occupational Safety and Health Administration (OSHA), the most frequently cited violation on construction sites in 2021 was a lack of fall protection. […]